WHO WE ARE

The Main Principal -Michael Duggins
has a law degree from the University of Kentucky and started helping people "clean up" their credit while working as a finance manager at a local automobile dealership about fifteen (15) years ago.
- Contact President & CEO Contact Michael at Michael@yourpersonalcreditdoctor.com


John Duggins is an Accounting major from the University of Kentucky and a financial manager with a Fortune 500 company. 
Consultant & CFO
- Contact John at John@yourpersonalcreditdoctor.com


John Thomas is a graduate of the University of West Georgia and has extensive knowledge in marketing and credit analysis.
Sr. Vice- President of Finance
- Contact John T. at Johnt@yourpersonalcreditdoctor.com

Joseph Watkins is a Virginia State University graduate and an expert in management.
Sr. Vice President Contact Joe at Joe@yourpersonalcreditdoctor.com

Bobbie Brooks is a University of Memphis graduate who specializes in human resources and business management.
Vice President -- MarketingContact Bobbie at Bobbie@yourpersonalcreditdoctor.com

Sandra Foster - Sr. Credit Analyst
- Contact Sandra at Sandra@yourpersonalcreditdoctor.com